Active Duty, Reserve (5+ yrs), or Veteran

See if you qualify for a VA refinance in under a minute

We’ll show your result on this page — no SSN, no hard credit pull.

No monthly PMI on VA loans
60-sec pre-check – no long forms up front

Start my 60-second check

We verify by text. We don’t sell your info.
You can stop anytime.

Excellent reviews 436 reviews onTrustpilot

5 star ratingDaniel H., US Army — TX

Got cash out for an emergency fund. Simple questions, no hard pull, quick follow-up.

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What are you looking to do?

Lower my payment/rate

Take cash out

Consolidate my debt

Convert my loan to VA

Not sure

Excellent reviews 436 reviews onTrustpilot

5 star ratingMia R., Navy Vet — CA

Answered a few questions, saw my result right away, and got a polite call within minutes. Simple, quick, and zero hassle.

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What’s the property type?

Single-family

Townhouse

Other

4.9 stars of 197 reviews on Google

5 star ratingCarlos & Elena M., USMC — FL

I answered a handful of questions, got an instant yes/no on the page, then a friendly call a few minutes later. Easy.

Thanks!

At this time we’re accepting Single-Family Residence or Townhouse only.

If your property fits one of these types, please restart and select it.

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Where is the property located?

California

Florida

Texas

Colorado

Mississippi

Other

5 star ratingJames K., Air Force — CO

Took the short quiz, saw my status immediately, and a real person called within minutes. Fast, clear, and stress-free.

Thanks!

We’re currently serving CA, FL, and TX.

If your property is in one of these states, please restart and select it.

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What’s the property’s estimated value?

Ballpark is fine – this is your home’s value, not your card balances.

$600,000+

$400,000 – $600,000

$300,000 – $400,000

$200,000 – $300,000

Under $200,000

Not sure? Pick the closest range.

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About how much do you still owe on your mortgage?

This is your current mortgage balance – a ballpark is fine.

Under $100,000

$100,000 – $175,000

$175,000 – $250,000

$250,000 – $400,000

$400,000+

I’m not sure

We’ll use this with your home value to estimate your new VA loan and cash-out room.

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About how much cash would you like to take out?

Ballpark is fine – you can adjust this later.

Under $25,000

$25,000–$50,000

$50,000–$100,000

$100,000+

I’m not sure

We’ll use this with your home value and mortgage balance to estimate your potential cash-out range.

This won’t affect your credit.

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About how much high-interest debt would you like to roll into your new VA loan?

Ballpark is fine – this means credit cards and personal loans, not your mortgage balance.

Under $10,000

$10,000 – $25,000

$25,000 – $50,000

$50,000+

I’m not sure

We’ll use this with your home value to estimate your new VA loan and cash-out room.

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What’s your estimated credit score?

A rough range is fine.

720+

680–719

620–679

600–619

Below 600

5 star ratingTasha B., Army Reserve — MS

I tapped through a few simple questions, got my answer on the page, then a quick follow-up call. Fast and painless.

Thanks!

Based on your answer, you may not meet our current credit guidelines for VA at this time.

If your score reaches 600+, come back and we’ll review your options.

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What’s your service status?

VA eligibility here requires Active Duty, Reserves with 5+ years of service, or Veteran status.

Active Duty

Reserves (5+ years)

Veteran

Other

5 star ratingRyan P., Navy — TX

Answered a few questions on my phone, saw the result right there, and got a helpful call in minutes. Super easy.

Thanks!

Based on your answer, you don’t meet our current VA service status requirements.

If your status changes to Active Duty, Reserves (5+ years), or Veteran, please try again.

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Is this your primary residence?

Now or within 60 days of closing.

Yes

5 star ratingPriya S., Air National Guard — CA

A few quick questions, instant result, then a respectful call a couple minutes later. Exactly what I needed, done fast.

Thanks!

VA loans require the home to be your primary residence.

If this changes, come back and we’ll review your eligibility.

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Any bankruptcy or foreclosure in the last 3 years?

Yes

5 star ratingMarcus & Devon L., US Army — CO

Finished the short quiz, got a clear yes/no on the page, then a quick follow-up call. Easy to do and surprisingly fast.

Thanks!

Based on your answer, you may not meet our current guidelines.

If enough time passes or your situation changes, come back and we’ll review again.

What’s your contact info?

First name

Last name

Email address

5 star ratingSofia G., USMC Vet — FL

A few taps, instant result, and a real person reached out within minutes. Simple process, clear next steps, zero confusion.

What’s your phone number?

Phone number

We only reach out about this request. No newsletters, no lists, no spam

5 star ratingAnthony D., US Army — MS

I breezed through the questions, saw my status right away, and got a helpful call moments later. Fast, clear, and painless.

I’ve sent you a text message with a verification code

Please enter it below to validate your phone number

Enter the 4-digit code

We sent the message to phone number

Change My Number

5 star ratingHannah & Luke W., Air Force — TX

We were in contract and the next steps were crystal clear. No runaround.

We’re preparing your mortgage options.

Thanks, Roiciel!

Based on your answers, you may be eligible for a VA home loan. We’ll confirm a few details and share rate ranges.

Call us now

This is not a commitment to lend; rates/terms depend on verification. TCPA consent applies; you may be contacted by phone or SMS

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